Â鶹ÊÓƵ file validation service The Â鶹ÊÓƵ file validation service (PFVS) is designed to reduce the time and effort required to test and validate client-generated payment files during the client onboarding process. Learn more Message validation service The Message validation service (MVS) supports the industry-wide migration to the ISO 20022 messaging standard. Learn more Financial institutions file The Financial institutions file (FIF) is an electronic directory containing routing numbers to facilitate payments to the appropriate deposit-taking institution in Canada. Learn more Corporate creditor identification number database A Corporate creditor identification number (CCIN) is a unique number assigned to billers to help route their client’s bill payments to them. Learn more APIs Â鶹ÊÓƵ’s API developer portal supports our efforts to modernize our products and services in tandem with industry developments and evolving market needs. Learn more